What's the difference between a subprime a-hole and a subprime saint? Intent.

One focuses on maximum, nation-crushing profit, the other on providing merely profitable, nation-building services.

Check out Slate for subprime lenders to the working poor and minorities who have late-payment/default rates so low as to be insignificant.

Comparisons such as these alone should provide sufficient bases for thoroughgoing prosecutions once Obama is in power.

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